Is it worth getting health insurance in Portugal?

The National Health System in Portugal is functional, but it is overburdened. Therefore, having health insurance is a way to guarantee quick access to consultations and examinations, freedom of choice of doctors and private hospitals, as well as financial protection in cases of hospitalization or surgery.

For expatriates, there is also the option of international insurance, which offers global coverage, although it generally has higher costs than domestic insurance.

We can help you compare options and find the most suitable insurance for your profile, always evaluating important points such as:

• Waiting periods: waiting times for childbirth, surgeries or examinations;

• Pre-existing conditions: whether they are covered or excluded;

• Provider network: hospitals and clinics available in your area;

• Maximum limits: limits for hospitalization, consultations and examinations;

• Costs: monthly fee, co-payments, and deductibles.

Do you live in Portugal and don't have health insurance? Talk to us!